1099 Mortgage

Rough start

We left Philadelphia and things were looking good for the first 30 seconds.... 

We hit rush-hour traffic and were in a losing battle of time and weather.  I drove the blasted uhaul (26 foot beast) straight down as much as I could.  By 8:30pm it was snowing.  I was supposed to be in by 8:55 and I had so far to go.  Francisco became overwhelmed by the night and snow forcing he and Elizabeth to stop about 80 miles from Hampton Roads.  I forged on with the thought that i would not miss closing on the house or work.   

  I woke this morning to the information that the tunnel was closed and snow would last well into the day.  I made e-mails and texts in order to get the closing on the house accomplished.  Finally, i had an Uber to the notary’s home.  I officially closed and Uber said no cars were available.... i walked through the snow in order to get back to the hotel.  We are now the proud owners of a home loan.  

I found out i was cancelled for work on Friday.  Very happy for the 8 hour guaranteed day!   

This potentially gives me time to get things moved into the house!  Many things to be done!   

All those on the New England coast... be careful in snowmageddon.  


Have i told you lately how challenging I never thought buying a home would be?  It wasn’t the loan process.  It wasn’t finding the house. It wasn’t that i wanted something high in the price range or terribly crazy. It was the IRS. 

2015 they say they never got my taxes despite them saying they should have.they were electronically submitted twice, mailed and 3 weeks ago faxed. They have given time ranges of 3weeks to 6 months.   i still don’t have the transcript of them being entered. I gave up.  

My mortgage broker is at the top of his company and my brother.  He has been there 9 years and a lender for years before starting.  I knew he was good but he was able to get some exceptions based on who he is and my financial past helped.  It’s not that it was easy or normal and I know i stressed him out.  

Thing is i have been a rule following good boy for nearly 38 years and beurocracy and things out of my control were affecting me.   

I have to say i will time and again always go to him because I know no other mortgage broker would have gone through allllll the hasslesfrom proof of 1099 income, rental properties, strange stock investments, and just one crazy life with a history of moving 38 times in 38 years.  

If you have any mortgage needs i don’t hesitate to recommend him.  You should know that his company will require 2 years 1099 income history, if you are 1099. If W-2 just a contract or statement of employment and verification of income are needed.   

To get Matt please E-mail: MWildy@mloausa.com

Tell him I said he is amazing and you heard on locumCRNA.com ... no i don’t get anything for this.... just want him to know his little bro knows he is amazing!  

Hello Hawaii

Here i am in Hawaii and I’m working on credentialing paperwork for the hospital and home loan paperwork for the mortgage.  It always seems i have to do some work on vacation.  I guess that’s part of being an adult these days.  

I try to be complete in getting things returned very quickly.  I told everyone that they should have paperwork done as I would be on vacation.  I figured I’d get some mortgage stuff as my brother is my broker and he is here... but credentialing for the hospital.  Canitant that I’ve done the agency/group/ and now hospital credential paperwork?  I know some hospitals third party credential... but why is it we can’t be centrally credentialed?   

I guess i can see how it would be negative because if you had any speed bump that would keep that group from credentialling and you’d be out of a job anywhere.  I just don’t see how we can get so many background checks?  Mine has been checked about every 6 months since i was 18. 

i hope i get in on that central credentialing agency! :). Granted it would likely be run by the nbcrna, aana, or nursys :) 

AANA Meeting

I wish I was able to meet everyone up in Seattle but this year is the new family time.  We have so many things we want to do each and every day it's just impossible to do all of them.  

I hope that all will make time for the vote and meetings as they are on-line this year!  

I am truly trying to make this site and blog helpful.  Help me make it standout as a site that others go to for solid information.  The only way to do this is to have people know that it exists and then to give feedback on how I can improve it.  

I have sent more than ten companies e-mails asking for tips, blogs, and information on how to help CRNAs in the tax, financial, mortgage, and insurance areas.  These areas are key to the financial health and well being of the independent/locum CRNA.  

I'm hopeful to get more and more information to you as I am able to get these very busy professionals to pass along their professional information.  I will continue to strive to give you excellent content and information as able.  

Please make time to go to the exhibits and tell locum agencies they can post their ads up so you can see what just applies to locums.  Also, give people both the Facebook and LocumCRNA.com site so that they can be involved and continue to learn.  

I look forward to hearing your experiences in the future.  

New Additions

Hello to all!!!

I'm working on getting more information on Insurances from Canyon Clifton as a blog post and then more information to feature on a page with-in the website here.  This way the information is readily available.  

I'm also working on a blog post from Matt at Mortgage Lenders of America on 1099 Mortgage loans and recommendations.  This will also be added to the blog and a separate page for future reference.  

I'm going to be reaching out to tax preparers and financial advisors for their input as well.  

Please keep an eye out for any information you would like to see added so this website is best for you!