I seem to be one that says... “OK, I’ll just work a little more...”. I think it’s fine to say that once in a while for a one time expense but I have learned that saying that on long term expenses... stinks. I honestly think I’ve thought about this and am much more attuned to. It always seems there is something that happens just about the time that you make a little extra. The dog has a vet visit, a crown is needed at the dentist, or a plumber is needed. So, FI movement says pay off things rapidly and get 6 months or more in savings etc... I get it, I have to work on this and I know it’s do-able! This is the first weeks of my 6 month run on this. I get a paycheck next week and that already has it’s assignment. But I’m assigning 3/4 of it and leaving 1/4 in the bank account for safety. I know most emergencies can go on a credit card but I have a tendency to fear over-drawing an account ... it happened once 20 years ago! Mom would tell me to get a checkbook register and write it all down. Many people recommend writing down every single expense but I have yet to do this while on the road.
This week I’m home and I want to go through and make sure I’m not stuck in subscriptions or reoccurring payments for apps or things I don’t need or worse just don’t use.
I’m so exciting to be sitting in the airport and heading home for the week. Many people tell me it’s about being home and taking the time to be present. I totally agree and know that in the coming 6 months I’ll be going against that somewhat but those 6 months will make possible time to be home with the family more often and more in tune with all. I’m feeling so excited to just be working toward a little freedom from payments ... not to mention the anticipation of the road of financial independence. I hope all know I appreciate the comments... despite my reluctance to get rid of everything in a fire sale ;). Have an amazing weekend and I’ll write more while at Mid-year Assembly!